php - 触发 Stripe SCA 重定向以进行身份​​验证

Question

我有这个条纹文件StripePayment.php

<?php

require_once 'vendor/autoload.php';

use \Stripe\Stripe;
use \Stripe\Customer;
use \Stripe\ApiOperations\Create;
use \Stripe\Charge;

class StripePayment
{

    private $apiKey;

    private $stripeService;

    public function __construct()
    {
        require_once "config.php";
        $this->apiKey = STRIPE_SECRET_KEY;
        $this->stripeService = new \Stripe\Stripe();
        $this->stripeService->setVerifySslCerts(false);
        $this->stripeService->setApiKey($this->apiKey);
    }

    public function addCustomer($customerDetailsAry)
    {
        
        $customer = new Customer();
        
        $customerDetails = $customer->create($customerDetailsAry);
        
        return $customerDetails;
    }

    public function chargeAmountFromCard($cardDetails)
    {
        $customerDetailsAry = array(
            'email' => $cardDetails['email'],
            'source' => $cardDetails['token']
        );
        $customerResult = $this->addCustomer($customerDetailsAry);
        $charge = new Charge();
        $cardDetailsAry = array(
            'customer' => $customerResult->id,
            'amount' => $cardDetails['amount']*100 ,
            'currency' => $cardDetails['currency_code'],
            'description' => $cardDetails['item_name'],
            'metadata' => array(
                'order_id' => $cardDetails['item_number']
            )
        );
        $result = $charge->create($cardDetailsAry);

        return $result->jsonSerialize();
    }
}

我正在像这样为卡充电

<?php
ini_set('display_errors', '1');
ini_set('display_startup_errors', '1');
error_reporting(E_ALL);

require_once "config.php";

if (!empty($_POST["token"])) {
    require_once 'StripePayment.php';
    $stripePayment = new StripePayment();
    
    $stripeResponse = $stripePayment->chargeAmountFromCard($_POST);
    
    require_once "DBController.php";
    $dbController = new DBController();
    
    $amount = $stripeResponse["amount"] /100;
    
    $param_type = 'ssdssss';
    $param_value_array = array(
        $_POST['email'],
        $_POST['item_number'],
        $amount,
        $stripeResponse["currency"],
        $stripeResponse["balance_transaction"],
        $stripeResponse["status"],
        json_encode($stripeResponse)
    );

此代码可以充值卡，但不能充值需要 3D/SCA 的卡，即欧洲卡。

我的问题，有没有办法我可以请求条带将用户重定向到发卡银行进行身份验证，以便用户可以授权交易？

我的条纹表单代码如下所示

<form id="frmStripePayment" action=""
                method="post">
                <div class="field-row">
                    <label>Card Holder Name</label> <span
                        id="card-holder-name-info" class="info"></span><br>
                    <input type="text" id="name" name="name"
                        class="demoInputBox">
                </div>
                <div class="field-row">
                    <label>Email</label> <span id="email-info"
                        class="info"></span><br> <input type="text"
                        id="email" name="email" class="demoInputBox">
                </div>
                <div class="field-row">
                    <label>Card Number</label> <span
                        id="card-number-info" class="info"></span><br> <input
                        type="text" id="card-number" name="card-number"
                        class="demoInputBox">
                </div>
                <div class="field-row">
                    <div class="contact-row column-right">
                        <label>Expiry Month / Year</label> <span
                            id="userEmail-info" class="info"></span><br>
                        <select name="month" id="month"
                            class="demoSelectBox">
                <option value="02">02</option>
                            <option value="03">03</option>
                            <option value="04">04</option>
                            <option value="05">05</option>
                            <option value="06">06</option>
                            <option value="07">07</option>
                            <option value="08">08</option>
                            <option value="08">08</option>
                            <option value="08">08</option>
                            <option value="09">09</option>
                            <option value="10">10</option>
                            <option value="11">11</option>
                            <option value="12">12</option>
                        </select> <select name="year" id="year"
                            class="demoSelectBox">
                            <option value="21">2021</option>
                            <option value="22">2022</option>
                            <option value="23">2023</option>
                            <option value="24">2024</option>
                            <option value="25">2025</option>
                            <option value="26">2026</option>
                            <option value="27">2027</option>
                            <option value="28">2028</option>
                            <option value="29">2029</option>
                            <option value="30">2030</option>
                        </select>
                    </div>
                    <div class="contact-row cvv-box">
                        <label>CVC</label> <span id="cvv-info"
                            class="info"></span><br> <input type="text"
                            name="cvc" id="cvc"
                            class="demoInputBox cvv-input">
                    </div>
                </div>
                <div>
                    <input type="submit" name="pay_now" value="Submit"
                        id="submit-btn" class="btnAction"
                        onClick="stripePay(event);">

                    <div id="loader">
                        <img alt="loader" src="LoaderIcon.gif">
                    </div>
                </div>
                <input type='hidden' name='amount' value='1100'> <input
                    type='hidden' name='currency_code' value='USD'> <input
                    type='hidden' name='item_name' value='Solidroof Product'>
                <input type='hidden' name='item_number'
                    value='SCA#Test'>
            </form>


    <script>
function cardValidation () {
    var valid = true;
    var name = $('#name').val();
    var email = $('#email').val();
    var cardNumber = $('#card-number').val();
    var month = $('#month').val();
    var year = $('#year').val();
    var cvc = $('#cvc').val();

    $("#error-message").html("").hide();

    if (name.trim() == "") {
        valid = false;
    }
    if (email.trim() == "") {
           valid = false;
    }
    if (cardNumber.trim() == "") {
           valid = false;
    }

    if (month.trim() == "") {
            valid = false;
    }
    if (year.trim() == "") {
        valid = false;
    }
    if (cvc.trim() == "") {
        valid = false;
    }

    if(valid == false) {
        $("#error-message").html("All Fields are required").show();
    }

    return valid;
}
//set your publishable key
Stripe.setPublishableKey("<?php echo STRIPE_PUBLISHABLE_KEY; ?>");

//callback to handle the response from stripe
function stripeResponseHandler(status, response) {
    if (response.error) {
        //enable the submit button
        $("#submit-btn").show();
        $( "#loader" ).css("display", "none");
        //display the errors on the form
        $("#error-message").html(response.error.message).show();
    } else {
        //get token id
        var token = response['id'];
        //insert the token into the form
        $("#frmStripePayment").append("<input type='hidden' name='token' value='" + token + "' />");
        //submit form to the server
        $("#frmStripePayment").submit();
    }
}
function stripePay(e) {
    e.preventDefault();
    var valid = cardValidation();

    if(valid == true) {
        $("#submit-btn").hide();
        $( "#loader" ).css("display", "inline-block");
        Stripe.createToken({
            number: $('#card-number').val(),
            cvc: $('#cvc').val(),
            exp_month: $('#month').val(),
            exp_year: $('#year').val()
        }, stripeResponseHandler);

        //submit from callback
        return false;
    }
}
</script>

根据有关如何手动要求将用户重定向到银行网址以进行进一步身份验证的文档https://stripe.com/docs/payments/3d-secure#manual-three-ds

next_action: {
    type: 'redirect_to_url',
    redirect_to_url: {
      url: 'https://hooks.stripe.com/...',
      return_url: 'https://example.com'
    }
}

stripe sdk 是否自动知道要重定向到的银行 url 或谁提供该信息？

标签： phpstripe-payments3d-secure

Answer 1

将 return_url 指定为 return_url:window.location.href 它将带回开始付款的页面。