api - 如何集成 NPCI UPI API？

Question

在 NPCI 提供的文档中（https://nfinite.in/product-detail/8cce7b57-b64e-458d-915f-b07e115bb1e3）有用于集成 UPI 的 API。tp 如何集成这些 API，因为它询问 transactionID、orgID、设备详细信息、IdentityID 和类型等属性。

enter code herupi:ReqBalEnq xmlns:upi="http://npci.org/upi/schema/"
Head ver="2.0" ts="2018-02-17T13:39:56.040+05:30" orgId="112233" msgId="NPC7215eda0afca42a1aa410a2d0349fss4"/
Txn id="NPC2f38ef0cd4b74bdeaeb6c8cb449c4109" note="ReqBalEnq" refId="NPC7215eda0afca42a1aa410a2d0349fss4" refUrl="http://npci.org/upi/schema" ts="2018-02-17T13:39:56.040+05:30" type="BalEnq"
    RiskScores
        Score provider="sp" type="TXNRISK" value="111"/
        Score provider="NPCI" type="TXNRISK" value="11"/
    /RiskScores
/Txn
Payer addr="919819971213@upi" code="0000" name="ABC" seqNum="1" type="PERSON"
    Info
        Identity id="abcdefsga" type="ACCOUNT" verifiedName="Ram"/
        Rating VerifiedAddress="TRUE"/
    /Info
    Device
        Tag name="MOBILE" value="918143308193"/
        Tag name="GEOCODE" value="19.0911,72.9208"/
        Tag name="LOCATION" value="INDIA"/
        Tag name="ID" value="868210034695367"/
        Tag name="OS" value="Android7.1.2"/
        Tag name="IP" value="10.186.153.241"/
        Tag name="APP" value="com.upi.axispay"/
        Tag name="TYPE" value="USDC"/
        Tag name="CAPABILITY" value="011001"/
        Tag name="TELECOM" value="AIRTEL"/
    /Device
    Ac addrType ="MOBILE"
        Detail name="MMID" value="7654321"/
        Detail name="MOBNUM" value="912378983423"/
    /Ac
    Creds
        Cred type="AADHAAR" subType="AADHAAR-BIO-FP"
            Meta lk="43442343423423423" ac="1234dfg56h" sa="2312356789" uid="123455432167" ver="2.0"/
            Data code="NPCI" ki="20150822"
                base-64 encoded/encrypted authentication data
            /Data
        /Cred
        Cred type="OTP" subType="SMS"
            Data  code="NPCI" ki="20150822"
                base-64 encoded/encrypted authentication data
            /Data
        /Cred
        Cred type="PIN" subType="MPIN"
            Data code="NPCI" ki="20150822"
                base-64 encoded/encrypted authentication data
            /Data
        /Cred
        Cred type="CARD" subType="CVV1"
            Data code="NPCI" ki="20150822"
                base-64 encoded/encrypted authentication data
            /Data
        /Cred
    /Creds
    Amount value="20.00" curr="INR"
        Split name="PURCHASE" value="1"/
    /Amount
/Payer

/upi:ReqBalEnq

是否可以直接集成 NPCI API，比如不联系任何银行？

标签： apiintegrationbankupi